Festival Fun without the Pitfalls

With the summer festival season now officially underway Mondial Assistance UK, an international leader in assistance and travel insurance, is reminding festivals-goers to purchase travel insurance, whether they are partying in the UK or abroad. Festivals have become hotspots for the opportunistic thief, so people should ensure their policy adequately covers their valuables.

Ben Smart, UK Corporate, Travel & Health Director for Mondial Assistance UK says: “It’s too easy to get caught up in the fun of a festival, which is why belongings need to be protected. When planning for the trip, travel insurance should be top of the checklist to avoid incurring unforeseen expenses and this is backed by the Foreign & Commonwealth Office who place insurance at the top of their Festival Checklist*.

“Good comprehensive policies, costing no more than a round of drinks, could save a lot of money and bother. People take expensive items to festivals, such as designer sunglasses, bags and gadgets. However, these are the items that entice thieves. Precautions can be taken though by using lockers and safes, where provided, and certainly avoid leaving costly items in tents or the boot of a car. Claims may be rejected if people fail to use security facilities and lose items through general recklessness.”

If travelling abroad for festivals remember to take a European Health Insurance Card (EHIC), which entitles British residents free or reduced cost emergency healthcare in most European countries. Additionally, before getting too merry on drink, remember that your insurance policy may not cover you if an accident happens whilst under the influence – check your policy and drink responsibly!

“Furthermore, unfortunate circumstances such as cancelled or postponed festivals or sudden illness can result in planned holidays being ruined at the last moment”, concludes Ben Smart. “According to our travel insurance claims data the average medical cost in Spain is nearly £1,700, so it’s important to do some research before travelling abroad for festivals to avoid getting into trouble over something that could have easily been avoided.”

*http://www.fco.gov.uk/en/travel-and-living-abroad/your-trip/festivals

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